As a renter, multiple laws affect you and your landlord. Some arise from the state you live in, while others are federal laws that apply to renters in all states. Grasping these federal laws enables you to recognize your rights (and what your landlord can and cannot legally do). This article explores the essential federal rental laws that tenants should understand.
- Fair Housing Act: Of the federal laws that affect all renters, the Fair Housing Act, enacted in 1968, is critical. It prohibits your landlord from discriminating against you because of your race, skin color, sex, religion, national origin, age, familial status, or mental or physical disability. Discrimination may be overt or covert. If you believe your rental application was denied due to these factors, you can lodge a complaint with the U.S. Department of Housing and Urban Development (HUD). Landlords are also required to provide reasonable accommodations for those with a disability.
- Fair Credit Reporting Act: This federal law regulates how a landlord can use your credit history to decide whether to rent to you. The landlord must have your permission to run a credit check and must inform you if your application was denied based on your credit report. Secure a free copy of your credit report before you apply for a rental home to know what your potential landlord will see when they run your credit and address anything that might raise some red flags.
- Americans with Disabilities Act: This law prevents a landlord from refusing to rent to you because you have a service animal or charging “pet fees” or increasing the rent due to it. You may be required to prove it is licensed and registered under state and local laws to confirm it’s a legitimate service animal. A service animal qualifies as a reasonable accommodation that landlords cannot deny.
- Landlord-Tenant Laws (varies by state): Landlord-tenant laws in the U.S. safeguard renters and establish expectations for both parties. These laws ensure your right to a safe, livable home, privacy, and fair treatment. Your landlord must provide notice before entering your rental (except in emergencies) and adhere to guidelines for handling security deposits. Since these vary by state, review your lease and local regulations to know your rights.
- Lead Disclosures: Federal law requires anyone renting a property built before 1978 to provide disclosure about the potential for lead exposure. Homes built before 1978 may have lead-based paint, which can flake or chip off, posing health hazards. The U.S. Environmental Protection Agency (EPA) mandates that landlords disclose whether the property has lead paint and share evidence of a certified lead hazard inspection if asked.
Understanding the federal and state laws that apply to you and your landlord as a renter is vital for protecting yourself from unjust property owners. Reach out to Real Property Management VA Peninsula. Our team in Toano complies with federal, state, and local laws, ensuring fair treatment. Check out our listings online or call 757-251-9188!
Originally Published on April 29, 2022
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. See Equal Housing Opportunity Statement for more information.
